ApplyNowFree wants to be your "search" vehicle for identifying and providing you with the mortgage loan that best fits your financial objectives at the best loan rates possible. We have access to more than 125 national lenders and the technology to have many different banks review your particular scenario, without you having to contact each one on your own.

We will identify what mortgage loan programs are available to you, based on your particular need and credit score as well as help you to become familiar with the cost and fees associated with a home mortgage loan. You will be provided with a rate, loan amount, monthly payment, and program for which you qualify giving you the opportunity to choose from multiple programs.

We serve the entire United States.  We specialize in first, second, home equity loans, new construction, or refinancing mortgage loans for primary residences, second or vacation homes, commercial and investment properties. CJP Consultants Inc. is a licensed banker in 48 US states. Any loan requests for any other state will be forwarded to a broker or banker licensed to handle your particular request, in the state you requested. Please see our Privacy policy for details. CJP Consultants Inc. operates this website separate and apart from the operations of CJP Consultants Inc. or any other banking entity.

Equal Housing Banker. © 2003 ApplyNowFree.Com Trade/service marks are the property of ApplyNowFree.Com and/or its subsidiaries. All loans originated via third party lenders. Some products may not be available in all states. Restrictions apply. All rights reserved. If the rate is not locked or rate protection expires, any rate increases may lower the approved loan amount. **Refinancing or taking out a home equity loan or line of credit may increase the total number of monthly payments and the total amount paid when comparing to your current situation.  Since we understand that not all borrowers fit the "traditional" lending guidelines, we offer a variety of non-conforming mortgage loans providing financing solutions for borrowers with unique credit or income circumstances. Our Mortgage team will work overtime to satisfy any of your basic or unusual financial needs.

Please be sure to read our privacy policy found here :          

PRIVACY

We use the most advanced technology available to close loans quickly, at a low cost. By combining the use of the Internet along with advanced processing software and automated underwriting systems we have taken the mystery out of approving and closing a home loan. Applications that can not be originated via ApplyNowFree.Com will be forwarded to a lender or broker that can service your financing needs.

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Independent providers unaffiliated with ApplyNowFree have produced the material available on this site with us. Any opinions or recommendations expressed are solely those of the independent providers and are not the opinions or recommendations of ApplyNowFree  or its subsidiaries. We do not provide any legal, tax, or accounting advice or advice regarding the suitability or profitability of a security or investment.

The information obtained by the independent providers (the "information") is believed to be reliable. However, the timeliness, sequence, accuracy, adequacy, or completeness of such information is not guaranteed. Neither ApplyNowFree nor its subsidiaries GIVE ANY EXPRESS OR IMPLIED WARRANTIES (INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR USE) WITH RESPECT TO THE information, or the use thereof.

Neither we nor any independent provider/transmitter of information shall be liable in any way, and you agree to indemnify and hold harmless ApplyNowFree, its subsidiaries, and the independent providers/transmitters for (1) any inaccuracy, error, delay in, or omission of (a) any information, or (b) the transmission or delivery of information; (2) any loss or damage arising from or occasioned by (a) any such inaccuracy, error, delay, or omission, (b) nonperformance, (c) interruption of information due either to any negligent act or omission by ApplyNowFree , its subsidiaries, or the independent providers/transmitters of information or to any disaster or any other cause beyond the reasonable control of ApplyNowFree , its subsidiaries or the information providers/transmitters. This site is owned and operated by CJP Consultants Inc. 73 Deer Park Avenue, Babylon NY 11702. Phone CJP Consultants Inc. @ 1-800-913-9419.